Access Your Chicago Home’s Equity With Bad Credit
SKYDAN Equity Partners helps Chicago homeowners unlock the value of their homes without taking on new debt, monthly payments, or interest. With our residential sale-leaseback program, you can access your home’s equity quickly and stay right where you are.
Unlock Your Home’s Equity in Chicago, IL with a Sale-Leaseback
Are you a homeowner in Chicago facing rising expenses, credit challenges, or trouble qualifying for a traditional loan? SKYDAN Equity Partners makes it possible to stay in your home while accessing the money you’ve built in equity. From the lively neighborhoods of Logan Square and Wicker Park to the close-knit communities of Mount Greenwood and Edison Park, Chicago homeowners take pride in their homes and the city they love. With SKYDAN™’s residential sale-leaseback program, homeowners can unlock their home’s equity without taking on new debt or relocating—allowing them to stay in the place that matters most. Through the program, homeowners receive cash—often within 30 days—and continue living in the home with no monthly payments, as rent is deferred until the end of the agreement. When the term concludes, homeowners may choose to repurchase the home or sell it and retain any additional equity.
Testimonials
Happy Customers
How the SKYDAN Sale-Leaseback Program Works
Our process is simple, transparent, and fast — with no banks, no interest, and no credit checks.
We buy your Chicago home.
SKYDAN purchases your home and pays off any existing mortgage.
You stay right where you are.
Lease the property back for up to two years with no monthly payments
You choose your next step.
At the end of the agreement, buy your home back at the agreed price plus deferred rent, or sell it and receive any added equity.
Cash in as little as 30 days
No income or employment verification
No interest or monthly payments
Option to repurchase or sell later
A Better Way to Access Your Home’s Equity in Chicago with SKYDAN
Most homeowners think their only options are refinancing or selling, but SKYDAN offers a better way. With our sale-leaseback program, you can unlock your home’s equity without taking on new debt or moving out.
Instead of dealing with loan applications or listing your property, you’ll receive a fair cash offer based on your home’s market value, stay in place for up to two years, and decide later whether to buy back your home or sell it for additional profit.
This approach gives you financial freedom today and flexibility for the future, all while staying in the home you love.
Benefits of SKYDAN’s Sale-Leaseback Program
SKYDAN’s sale-leaseback program is designed to help Chicago homeowners overcome financial challenges, plan ahead, or make smarter use of their equity:
Use your equity to purchase your next home first, giving you time to move on your schedule without juggling multiple mortgages.
Access your equity with no credit checks, no interest, and no monthly payments — a faster, more flexible alternative to refinancing or HELOCs.
Behind on property taxes? SKYDAN™ helps homeowners resolve tax debt and stabilize their housing situation using their home equity.
If you’re facing bankruptcy or high debt, our program can settle balances and provide breathing room while you get back on your feet.
Why Chicago Homeowners Choose SKYDAN
When banks say no, SKYDAN says yes. Many homeowners in Chicago and the surrounding suburbs, from Oak Park and Cicero to Berwyn and Evanston, turn to SKYDAN when they:
- Are denied home equity loans due to bad credit or limited income
- Need help catching up on property taxes or addressing mounting tax obligations
- Want to pay off debt and get back on their feet
- Prefer to stay in their home instead of moving or refinancing
SKYDAN is not a lender or mortgage company, we’re a real estate investment partner focused on helping you stay in your home, regain stability, and rebuild financial freedom. Skydan proudly serves homeowners throughout Cook County, the greater Chicagoland area, and across Illinois.
Who Qualifies for the SKYDAN Program in Chicago
You may qualify even if traditional lenders have turned you away.
Homeowner Requirements:
- No credit score or income requirements
- Owner-occupied single-family home or townhome
- Typically 50% equity or more (exceptions possible)
- Appraised value of at least $125,000
Ineligible properties:
- Non-owner-occupied homes
- Commercial, agricultural, or manufactured homes
If your property is in Chicago or nearby areas such as Oak Park, Berwyn, Cicero, or Evanston, you may qualify to unlock your home equity today.
SKYDAN proudly serves homeowners throughout Cook County, the greater Chicagoland area, and across Illinois.
Get Started with SKYDAN Equity Partners in Chicago, IL
See how much equity you can access today. Use our quick qualification form to find out if you’re eligible for SKYDAN’s sale-leaseback program.
Residential Sale-Leaseback Service Areas
Illinois
Ohio
Columbus
Cleveland
Cincinnati
Toledo
Indiana
Indianapolis
Fort Wayne
Evansville
Fishers
Florida
Jacksonville
Miami
Tampa
Orlando
Wisconsin
Milwaukee
Madison
Green Bay
Kenosha
Arizona
Phoenix
Tucson
Mesa
Chandler
Tennessee
Nashville
Memphis
Knoxville
Chattanooga
Georgia
Atlanta
Augusta
Columbus
Macon-Bibb County
More from the SKYDAN Blog
Learn more about home equity, our sale-leaseback program, and ways to regain financial stability.
Home Equity Loans for Bad Credit: What Are Your Options?
Getting a home equity loan with bad credit can be hard. Here, we’ll tell you how to improve your chances of qualifying and what the best alternatives are.
Is a Home Equity Loan a Good Idea?
Thinking about getting a home equity loan? Let’s look at the pros, cons, and see whether it’s a good idea for your situation. Keep reading to learn more!
What Happens if You Don’t Pay Property Taxes?
Do you know what happens if you don’t pay property taxes? You could potentially lose your home. Read more to learn how to stop that from happening.
Should I Sell My House to Pay Off Debt? Key Considerations
Is selling your house to pay off debt a good idea? Read more to find out! Plus, see how you can pay off debt with home equity while staying in your home!
When is it Too Late to Stop Foreclosure on Your Home?
When is it too late to stop foreclosure? Fortunately, it’s probably much longer than you think. Keep reading to find out how you can save your home!
How to Get a Home Equity Loan with a High Debt-to-Income Ratio
Want to lower your DTI ratio to qualify for a HELOC or home equity loan? We’ll walk you through the best strategies here. Keep reading to learn more!
How SKYDAN’s Customer with Poor Credit Accessed Her Home’s Equity
When Sally needed to tap her home’s equity to get out of debt, banks were no help. Fortunately, she found SKYDAN. Read more to see what happened next!
Exploring Alternatives to Reverse Mortgages: What You Need to Know
Need to access your home’s equity but don’t qualify for a reverse mortgage? You have options! Click to learn about the best reverse mortgage alternatives.
House-Rich, Cash Poor: What to Do When Your Home Owns You
Being house-rich, cash-poor can turn your dream home into a financial nightmare. Read more to learn how you can avoid this hidden cost of homeownership.
Is Refinancing With A Low Credit Score Possible?
Interested in refinancing but worried that your credit score is too low? Read more to learn about alternatives to refinancing with a low credit score.
When Banks Say No, We Say Yes
SKYDAN™ Equity Partners is the home equity solution you can turn to when banks turn you away because of bad credit. Our home buy back program allows you to avoid foreclosure, settle your outstanding debts, improve credit score and avoid predatory high-interest bank loans. We don't want you dealing with the hurdles of traditional home refinancing. This means there are no credit checks, no mortgage payments, no interest, and no added debt.