Get Started

Access Your Home Equity Without Taking on a New Loan

SKYDAN’s residential sale-leaseback program allows qualified homeowners to access home equity through a real estate transaction rather than a traditional loan. Unlike home equity loans, HELOCs, or refinancing, the program is structured around the sale of the property while allowing eligible homeowners to remain in their homes under a lease agreement.

Access My Home Equity

Setting You Up For Success

SKYDAN™ is here to help you tap into your home’s equity to free up any tied up funds.

Qualify

Qualification is based primarily on your available home equity and property rather than traditional mortgage underwriting.

Home Visit

After initial qualification, we will schedule a time to visit your property within 1-3 days.

Appraisal

Within 3-5 days, we determine how much cash you will receive, based on your property’s value.

Payment

Within 30 days or less, you will receive the agreed-upon amount of money.

Learn How Our Home Sale-Leaseback Program Works

Learn how SKYDAN’s Home Sale-Leaseback Program helps qualified homeowners access their home equity while remaining in their homes. Watch the video or review the step-by-step process below.

How Our Process Works

SKYDAN™ buys your home.

But you don’t move out.

You then agree to lease the home back from us

We set a mutually-agreed upon amount, not exceeding 2 years.

Rent is deferred until the end of the agreement

No monthly payment is due.

AT THE END OF THE AGREEMENT, YOU HAVE TWO OPTIONS

Option #1: PURCHASE THE HOME BACK, at original purchase price plus deferred rent. 

Option #2: SELL THE PROPERTY at current market value, receiving all additional equity.

Family watching TV

Who Our Program Helps

Many homeowners have built significant equity in their homes but face challenges accessing it through traditional financing. Whether you’re planning your next move, navigating financial challenges, or exploring alternatives to traditional refinancing, SKYDAN’s Residential Sale-Leaseback Program may provide another path to accessing your equity.

Do I Qualify?
Cute small rambler house with red door and white garage door.

Buy Before You Sell

Need access to your home’s equity before selling? Our program can help create greater flexibility for your next move.

Learn More
Smiling couple at a table with papaerwork in frontt of them.

Alternative to Home Refinancing

If traditional refinancing is not available, a residential sale-leaseback may provide another way to access your home’s equity.

Learn More
Craftsman style yellow house exterior.

Property Tax Liens

Property tax obligations can create financial pressure. Accessing your home’s equity may provide another option for qualified homeowners.

Learn More
Skydan professional sitting down with a young couple as they review their options. office discussion in natural light

Managing Financial Challenges

Financial challenges can make traditional financing difficult. A residential sale-leaseback may provide another way for qualified homeowners to access their home equity.

Learn More

Access Home Equity When Traditional Financing Isn’t an Option

Many homeowners initially explore options such as a home equity loan, HELOC, or cash-out refinance when they need access to funds. Unfortunately, these solutions often require lender approval, strong credit, and ongoing monthly payments.

SKYDAN’s Home Sale-Leaseback Program provides an alternative path for qualified homeowners who have built significant equity but may not qualify for traditional financing. Rather than taking on additional debt, homeowners can access equity they’ve already earned while creating a plan for greater financial flexibility.

Whether you’re navigating financial challenges, preparing for your next move, or simply exploring alternatives to traditional financing, our team can help you understand your options and determine whether a residential sale-leaseback is appropriate for your situation.

Learn More

Testimonials

Happy Customers

 
 
 
 
 
 
 
  
 
 
 
 Posted on Google Google 
 
 Effie Rau-Stathakos profile picture 
 
 
 Effie Rau-Stathakos 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I'm so happy I made the decision to go with a sell/leaseback program through Skydan. They have been amazing and have been there every step of the way for any questions or concerns I have. This program allows me to alleviate all my debt and stay in the home I love. I can finally breathe and get my credit score back on track for my future! Thank you so much Skydan!
  
 
  
 
 
 
 Posted on Google Google 
 
 scott profile picture 
 
 
 scott 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Jim and his team were very quick from day 1 the whole process wasn't more then 2 weeks
  
 
  
 
 
 
 Posted on Google Google 
 
 Earl profile picture 
 
 
 Earl 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
It was good from start to finish everyone was very helpful n kind to me
  
 
  
 
 
 
 Posted on Google Google 
 
 maulik patel profile picture 
 
 
 maulik patel 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Sky dan equity helped my parents out of a jam and am very thankful for that. They are quick and efficient.
  
 
  
 
 
 
 Posted on Google Google 
 
 JC Tompkins profile picture 
 
 
 JC Tompkins 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
The guys are very straightforward,  no slimy tactics. The only thing that I would say if you’re thinking about using them figure in that you will have to pay at closing and that will come out of your total, But they are a business. So their job is to spend less and make more, which is understandable .The process can be fairly quick if you have all your stuff together, it will be dependent on you because they can move fast so that’s good if you need that
  
 
  
 
 
 
 Posted on Google Google 
 
 Beth Oliver profile picture 
 
 
 Beth Oliver 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
SKYDAN specifically James Stillo has been a Godsend,  with threats of forclosure I needed help fast.  I could not just move with a disabled family member and this arrangement gave me the gift of time and confidence to move ahead. He was always professional, responsive and knowledgeable.   I'm so grateful that I was able to work with them. I HIGHLY RECOMMEND SKYDAN and James Stillo to anyone needing mortgage intervention.
  
 
  
 
 
 
 Posted on Google Google 
 
 Lisa profile picture 
 
 
 Lisa 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I want people to know that SkyDan has been an absolute dream team to work with. They made everything very easy for me to understand. Brandon and Jim held my hand through thr whole experience. From start to finish and closing took about a month. I guarantee if you work with SkyDan you won't be disappointed!
  
 
  
 
 
 
 Posted on Google Google 
 
 Tony Delisi profile picture 
 
 
 Tony Delisi 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Everyone was very polite and professional. They always answered my calls promptly and were patient in explaining things to me. I am very satisfied and would recommend them.
  
 
  
 
 
 
 Posted on Google Google 
 
 Dwight Ellis profile picture 
 
 
 Dwight Ellis 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I had a great experience with everything, very professional the best at what they do great team work

Serving the Following States:

Wisconsin

Milwaukee

Illinois

Chicago

Ohio

Columbus

Indiana

Indianapolis

Arizona

Phoenix

Florida

Jacksonville

Tennessee

Nashville

Georgia

Atlanta

FAQ About SKYDAN’s Home Sale-Leaseback Program

K
Can I access home equity with bad credit?

Traditional financing options such as home equity loans, HELOCs, and cash-out refinancing often require lender approval and may be difficult to qualify for if you have credit challenges. SKYDAN's Home SaleLeaseback Program is designed for homeowners who have built equity in their homes and are looking for an alternative way to access that equity. Every situation is unique, so we encourage homeowners to speak with our team to determine whether the program may be a good fit.

K
What is a home sale-leaseback?

A home sale-leaseback is a real estate transaction that allows a homeowner to sell their property and remain in the home as a resident under a lease agreement. This approach can provide access to the equity that has been built in the property while allowing homeowners to continue living in their homes. SKYDAN's program is designed to help qualified homeowners access equity without taking on a traditional loan.

K
How is a sale-leaseback different from a home equity loan?

A home equity loan is a lending product that allows homeowners to borrow against the equity in their homes and repay the loan over time with interest. A sale-leaseback is not a loan. Instead, it is a real estate transaction that provides homeowners with access to their home's equity through the sale of the property while allowing them to remain in the home under a lease agreement.

K
How is a sale-leaseback different from a HELOC?

A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by your home and typically requires lender approval, credit qualification, and monthly payments. A sale-leaseback is not a credit product. Rather than borrowing against your home's equity, a saleleaseback allows homeowners to access equity through a real estate transaction while continuing to reside in the property.

K
Can I stay in my home after selling it?

One of the key features of SKYDAN's Home Sale-Leaseback Program is the ability for qualified homeowners to continue living in their homes after the sale. Specific terms vary based on each transaction, and our team works with homeowners to explain the program details and determine whether it aligns with their goals and circumstances.

K
Is a sale-leaseback an alternative to refinancing?

For some homeowners, a sale-leaseback may be an alternative worth considering when refinancing is not available or does not align with their financial goals. While refinancing involves obtaining a new mortgage loan, a sale-leaseback is a real estate transaction that allows homeowners to access equity without taking on a new loan. Our team can help you understand the differences and determine which options may be available based on your situation.

Learn More About Home Equity

An Alternative to Traditional Financing

SKYDAN™ Equity Partners is the home equity solution you can turn to when banks turn you away because of bad credit. Our home buy back program allows you to avoid foreclosure, settle your outstanding debts, improve credit score and avoid predatory high-interest bank loans. We don't want you dealing with the hurdles of traditional home refinancing. This means there are no credit checks, no mortgage payments, no interest, and no added debt.

Get Started Today