Access Your Home Equity Without Taking on a New Loan

SKYDAN’s residential sale-leaseback program allows qualified homeowners to access home equity through a real estate transaction rather than a traditional loan. Unlike home equity loans, HELOCs, or refinancing, the program is structured around the sale of the property while allowing eligible homeowners to remain in their homes under a lease agreement.

Setting You Up For Success

SKYDAN™ is here to help you tap into your home’s equity to free up any tied up funds.

Qualify

Qualification is based primarily on your available home equity and property rather than traditional mortgage underwriting.

Home Visit

After initial qualification, we will schedule a time to visit your property within 1-3 days.

Appraisal

Within 3-5 days, we determine how much cash you will receive, based on your property’s value.

Payment

Within 30 days or less, you will receive the agreed-upon amount of money.

Learn How Our Home Sale-Leaseback Program Works

Learn how SKYDAN’s Home Sale-Leaseback Program helps qualified homeowners access their home equity while remaining in their homes. Watch the video or review the step-by-step process below.

How Our Process Works

SKYDAN™ buys your home.

But you don’t move out.

You then agree to lease the home back from us

We set a mutually-agreed upon amount, not exceeding 2 years.

Rent is deferred until the end of the agreement

No monthly payment is due.

AT THE END OF THE AGREEMENT, YOU HAVE TWO OPTIONS

Option #1: PURCHASE THE HOME BACK, at original purchase price plus deferred rent. 

Option #2: SELL THE PROPERTY at current market value, receiving all additional equity.

Family watching TV

Who Our Program Helps

Many homeowners have built significant equity in their homes but face challenges accessing it through traditional financing. Whether you’re planning your next move, navigating financial challenges, or exploring alternatives to traditional refinancing, SKYDAN’s Residential Sale-Leaseback Program may provide another path to accessing your equity.

Cute small rambler house with red door and white garage door.

Buy Before You Sell

Need access to your home’s equity before selling? Our program can help create greater flexibility for your next move.

Smiling couple at a table with papaerwork in frontt of them.

Alternative to Home Refinancing

If traditional refinancing is not available, a residential sale-leaseback may provide another way to access your home’s equity.

Craftsman style yellow house exterior.

Property Tax Liens

Property tax obligations can create financial pressure. Accessing your home’s equity may provide another option for qualified homeowners.

Skydan professional sitting down with a young couple as they review their options. office discussion in natural light

Managing Financial Challenges

Financial challenges can make traditional financing difficult. A residential sale-leaseback may provide another way for qualified homeowners to access their home equity.

Access Home Equity When Traditional Financing Isn’t an Option

Many homeowners initially explore options such as a home equity loan, HELOC, or cash-out refinance when they need access to funds. Unfortunately, these solutions often require lender approval, strong credit, and ongoing monthly payments.

SKYDAN’s Home Sale-Leaseback Program provides an alternative path for qualified homeowners who have built significant equity but may not qualify for traditional financing. Rather than taking on additional debt, homeowners can access equity they’ve already earned while creating a plan for greater financial flexibility.

Whether you’re navigating financial challenges, preparing for your next move, or simply exploring alternatives to traditional financing, our team can help you understand your options and determine whether a residential sale-leaseback is appropriate for your situation.

Testimonials

Happy Customers

Serving the Following States:

Wisconsin

Illinois

Ohio

Indiana

Arizona

Florida

Tennessee

Georgia

FAQ About SKYDAN’s Home Sale-Leaseback Program

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Can I access home equity with bad credit?

Traditional financing options such as home equity loans, HELOCs, and cash-out refinancing often require lender approval and may be difficult to qualify for if you have credit challenges. SKYDAN's Home SaleLeaseback Program is designed for homeowners who have built equity in their homes and are looking for an alternative way to access that equity. Every situation is unique, so we encourage homeowners to speak with our team to determine whether the program may be a good fit.

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What is a home sale-leaseback?

A home sale-leaseback is a real estate transaction that allows a homeowner to sell their property and remain in the home as a resident under a lease agreement. This approach can provide access to the equity that has been built in the property while allowing homeowners to continue living in their homes. SKYDAN's program is designed to help qualified homeowners access equity without taking on a traditional loan.

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How is a sale-leaseback different from a home equity loan?

A home equity loan is a lending product that allows homeowners to borrow against the equity in their homes and repay the loan over time with interest. A sale-leaseback is not a loan. Instead, it is a real estate transaction that provides homeowners with access to their home's equity through the sale of the property while allowing them to remain in the home under a lease agreement.

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How is a sale-leaseback different from a HELOC?

A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by your home and typically requires lender approval, credit qualification, and monthly payments. A sale-leaseback is not a credit product. Rather than borrowing against your home's equity, a saleleaseback allows homeowners to access equity through a real estate transaction while continuing to reside in the property.

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Can I stay in my home after selling it?

One of the key features of SKYDAN's Home Sale-Leaseback Program is the ability for qualified homeowners to continue living in their homes after the sale. Specific terms vary based on each transaction, and our team works with homeowners to explain the program details and determine whether it aligns with their goals and circumstances.

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Is a sale-leaseback an alternative to refinancing?

For some homeowners, a sale-leaseback may be an alternative worth considering when refinancing is not available or does not align with their financial goals. While refinancing involves obtaining a new mortgage loan, a sale-leaseback is a real estate transaction that allows homeowners to access equity without taking on a new loan. Our team can help you understand the differences and determine which options may be available based on your situation.

Learn More About Home Equity

An Alternative to Traditional Financing

SKYDAN Equity Partners is the home equity solution you can turn to when banks turn you away because of bad credit. Our home buy back program allows you to avoid foreclosure, settle your outstanding debts, improve credit score and avoid predatory high-interest bank loans. We don't want you dealing with the hurdles of traditional home refinancing. This means there are no credit checks, no mortgage payments, no interest, and no added debt.