If your client is considering filing for Chapter 13 bankruptcy, they need to know every detail about that decision -- the good and the bad. Here we go over how you can advise your client to steer them in the right direction as well as alternatives...

One of the most common elements that traditional mortgage lenders look for in a candidate is stable income and a history of reliable employment. This begs the question: what if I'm self-employed? Being self-employed presents an interesting hurdle....

Contact Us   Over the past year, the pandemic made it challenging for some homeowners to make their mortgage payments. Thankfully, the government initiated a forbearance program to provide much-needed support. Unless they’re extended once...

No one is exempt from financial hardship, whether it's from  unexpected medical bills, lost wages or money mismanagement. Each year, hundreds of thousands of American homeowners go through home foreclosure, an agonizing and particularly stressful...

Financial hardship can happen for many reasons, including job loss, unexpected medical expenses, rising living costs, divorce, or other major life events. When debt becomes overwhelming, bankruptcy may seem like the only solution. However,...

There's hardly a worse feeling for a homeowner than when they struggle financially and aren't sure how they can keep a roof over their family's heads. Oftentimes, they turn to traditional lending institutions to acquire various types of loans,...

Reverse mortgages are often touted by traditional lending institutions as a way for older homeowners to access their home's equity without making loan payments. But the fact remains that a reverse mortgage is still a type of loan, and as with all...

It's no secret that the COVID-19 pandemic has affected everyone, and local governments are no exception. Due to a lack of federal aid, Chicago, in particular, passed a property tax increase in order to close the revenue gap caused by the pandemic....

If you have bad credit, you probably know how stressful it can be; it severely limits your options when it comes to making big life decisions and can stagnate life's financial necessities including, but not limited to:   Accessing quality...