If you have bad credit, you probably know how stressful it can be; it severely limits your options when it comes to making big life decisions and can stagnate life’s financial necessities including, but not limited to: Accessing quality lines of credit...
Homeowners in Illinois have probably noticed something startling over the past couple of years: their property taxes have been rising at an alarming rate. In fact, Illinois property taxes are the 2nd-highest in the country at 2.31% and are nearly double the national...
Your debt-to-income ratio (DTI) is one of the main factors traditional lenders take into account when deciding whether you qualify for a loan. The reasoning is pretty simple: if your current income status makes existing debt difficult to pay off, lenders will refuse...
Having a tax lien can be a nightmare, especially if you’re struggling financially. In order to sell or refinance your home, you must have it removed; and the only way to have it removed is to pay what you owe. What is a Tax Lien? A tax lien is issued by...
Being declined for a loan is a heartbreaking feeling that is surprisingly common. In 2017, around 10.8% of loans to purchase a home were denied, while 26% of refinancing loans were denied. Finding yourself in a situation like this makes you feel trapped and you may...
