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If you’ve been searching for a loan with bad credit in Illinois, you may be familiar with being denied by banks and other lenders. It can get discouraging and you may feel you have nowhere to turn. SKYDAN’s home leaseback program is a hassle-free alternative that will help you unlock your home’s equity to pay for life’s expenses without burying you in debt. We’re here to help you in the short-term and to set you up for long-term financial success.


No monthly payments. No credit checks. No interest paid.




Portage Park Home Equity Program For Bad Credit

We know how trapped you can feel when bad credit makes traditional lenders deny you. SKYDAN’s sell and stay program is designed to give you the freedom to pay for your more pressing life expenses without having to lose your shirt over it. We help you sell your home without leaving it, so you have extra cash on hand. When banks say no, we say yes. 


Here’s how it works:

  1. We buy your home, but you remain living in it.
  2. You then lease back the home from us, at a mutually agreed upon amount, not exceeding 2 years.
  3. Rent is deferred until the end of the agreement.
  4. You may then purchase the home back (original price + deferred rent) OR sell the property at current market value, receiving all additional equity.

This will allow you to remain in the Portage Park community you’ve grown to love while freeing up funds for life’s expenses — medical bills, credit card debt, college tuition, etc. We aren’t a bank and we aren’t a mortgage broker. That’s why when those traditional avenues turn you down, we’re here to greet you. All you need in order to qualify is enough equity in your home, and we can handle the rest.


Move Forward, Not Out.

A bank loan impacts your credit. When you work with SKYDAN, you can get the cash that you need up front without dinging your credit score. This will let you pay off existing debts and improve your credit score in the process, setting you up for success in the long run. You may find that having a better credit score and cash-on-hand allows you to afford other large life expenses or access other necessary lines of credit.


Apply now so that you can start working with us at SKYDAN today. We’ll teach you the ins and outs of our process with full transparency, including how you can make money from selling your house, and how the leaseback program works.